WMB icon    Watch My Budget
Don't fall into debt,
Watch where you're going!

Setup a budget to realistically forecast your finances so you can manage the next pay period and plan the next year.

Then update to actual finances, to stay on track and revise your budget.


Freeware and full versions available below.




Budget View
How it Works
Watch My Budget combines a budgeting tool, accounting program, debt calculator and cash flow spreadsheet.
But it starts from a simple budget sheet so you can step up levels when you are ready to do more.                                                    
Summary of How it Works
Screen shots and reports
 Overview videos:                            
    Future  - Plan your future finances
    History - Track your actual finances

 
Installation
> Free version excludes debts, options, and internet bank importing.
Full version  NZ $50, US$35 after 60 day free trial
> Free to voluntary budget advisors - click here  for power point
> Approx 8 MB

    Download FREE Version
    
Download  FULL version, Free Trial
> PC Windows 2000, XP, Vista, Windows 7
> Download automatically installs the software
> Runs offline, automatically updates when online

Click here for installation notes
Current Version: 1.12.21



Features
WMB is a visual budgeting and cash flow tool with optional accounting of actual finances

  • View a graph of your forecast financial position, as you define a budget that can vary over time and seasons.
  • Organize and view finances with your own categories, accounts, debts, investments, pay periods and payees.
  • Record actual payments including cash, and view a graph comparing with budgeted payments.
  • Import from internet banking to quickly update payments, set rules to automatically categorize.
  • Define categories which 'carry over' the amount remaining, as you import payments.
  • Explore the data in various views and reports, immediately see statistics for selected data.
  • Overview payments and perform detailed cash flow planning in an integrated spreadsheet.
  • Refine the budget from actual payments, switch budget payments on/off, perform What If? investigation.
  • Each budget is a document that can be password-protected, backed up, emailed, used as a template.
  • Integrated Help where you need it, sample budget for a quick start, brief instructions on screen.
  • Designed for individuals as well as budget advisors & clients. 
  • Step-by-step instructions, Budgeting, Tracking and Cash Flow tutorials, Program Levels
  • View the Situation -  overdue payments, carry-overs available or overspent, payment reminders.
  • Shortcut to internet banking website, change the currency symbol

Comments
"Just setting a written estimated budget and reviewing it occasionally did not help me manage my superannuation income.  Watch My Budget enables me to set a realistic budget based on actual past spending and then track my daily spending and keep out of trouble."
Hugh    
©Copyright 2007-2011 Shirley Vickers, RSV Consulting Ltd RSV logo                   Contact Us: WMB@rsvconsulting.co.nz
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